Credit repair timelines vary depending on your credit situation. Some clients see improvements in as little as 30–60 days, while others may need several months. On average, meaningful progress is typically seen within 3 to 6 months.

In many cases, yes. Removing negative items, addressing errors, and building positive credit habits can lead to score increases. However, credit repair is just one part of the process — ongoing financial habits play a big role in long-term results.

Yes! Credit repair is completely legal. Under the Fair Credit Reporting Act (FCRA), you have the right to dispute any inaccurate or unfair information on your credit report. We help guide you through that process professionally and ethically.

Yes, you can! That’s why we offer DIY credit repair packages for individuals and couples who prefer to take control of the process themselves. Our step-by-step resources make it easy to understand your credit, dispute inaccurate items, and build a stronger financial foundation — all at your own pace. It’s a great option if you’re motivated to repair your credit with expert tools and guidance at your fingertips.